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Karen Webster
2025: The Year Status Quo Stopped Working.
Consumer Finance
How Financial Support Beyond Family Is Breaking Household Budgets
Real-Time Payments
Real-Time Payments Stress-Test Bank Infrastructure
Connected Economy
In 2025 Card Networks Reshaped Commerce While Banks Rewired Payments
Credit Unions
Credit Unions Compete as Small Businesses Redefine the Banking Relationship
Real-Time Payments
More Than Half of All Suppliers Take Instant Payment When Offered
Artificial Intelligence
Generative AI Forces Copyright and Antitrust to Collide
News & Trends
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Featured Insights
How Financial Support Beyond Family Is Breaking Household Budgets
CFOs Are Letting AI Into the Finance Function, Carefully
Wage to Wallet Index - December 2025
How AI Becomes the Place Consumers Start Everything
Antitrust & Competition Policy
Age-Restriction Laws Are Proliferating; So Too Are the Difficult Tradeoffs Policymakers Face
Coinbase Sues Three States Over Prediction Market Regulations
White House Prepares Overhaul of U.S. Cyber Rules
US Hits Pause on Implementing UK Trade Deal Amid Disagreement on Digital Regs
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
Holiday Shoppers Increase Their Use of Cross-Channel Shopping and AI Tools
2025: The Year Status Quo Stopped Working.
Bank of America’s Moynihan Says AI Gaining Economic Benefits
Retailers Turn to AI and Robotics to Keep Holiday Fulfillment on Track
MORE IN ARTIFICIAL INTELLIGENCE
Editor's Picks
Employers Encourage AI at Work, With or Without Guardrails
Conditional Charters Pull Crypto Closer to Core of US Banking
Disney's $1 Billion Bet: A Licensing Model With OpenAI for User Content
MORE IN EDITOR'S PICKS
Data Point
Why 60% of Debit Card Users Have Become Merchant Loyalty Targets
75% of Retailers See Embedded Finance as a Top Priority
48% of Goods Producers Turn to AI to Lift Output
75% of CFOs Shift Strategy as Tariffs Reshape 2026 Plans
MORE IN DATA POINT
B2B PAYMENTS
How Top-Performing Middle-Market CFOs Create Working Capital Efficiency
The 2025 Upgrades That Pushed Treasury to the Center of the Enterprise
Nirvana Insurance Raises $100 Million for AI Operating System
JPMorgan Weighs Crypto Trading to Expand Digital Asset Presence
MORE IN B2B PAYMENTS
RETAIL
Holiday Shoppers Increase Their Use of Cross-Channel Shopping and AI Tools
Saks Considers Chapter 11 Bankruptcy as $100M Debt Payment Comes Due
Instacart Halts Algorithmic Price Testing Following Consumer Reports Study
Pandora Embraces AI Agents, Gets New CEO
MORE IN RETAIL
Grocery
Instacart Halts Algorithmic Price Testing Following Consumer Reports Study
Affordability Rewrites the Household Balance Sheet
Instacart AI Pricing Tool Faces FTC Investigation
Amazon Grows Same-Day Fresh Grocery Delivery to 2,300 Communities
MORE IN GROCERY
Restaurants
New York Cash Payments Law to Take Effect in March
Digital Tipping Keeps Employees Loyal as Restaurants Battle Labor Gaps
Paycheck-to-Paycheck Strain Sharpens Retail and QSR Spending Gap
QSRs Turn to AI to Drive Efficiency, Personalization and Predictive Operations
MORE IN RESTAURANTS
Healthcare
How AI Is Rewriting the Healthcare Playbook
What Manufacturing, Healthcare and Tech CFOs Have in Common
Healthcare AI Shifts Focus From Diagnosis to Workflow
America’s Generations Confront the New Pocketbook Crunch
MORE IN HEALTHCARE
Upcoming events
FEATURED
CHNGNetwork
May 5–6, 2026
Financial Scams and the Fight for Consumer Trust
January 5, 2026
MORE IN UPCOMING EVENTS
Exclusive Clips
Real-Time Payments Stress-Test Bank Infrastructure
Generative AI Forces Copyright and Antitrust to Collide
Safebook CEO Says AI Agents Solve CFO’s Data Plumbing Problem
Visa Maps a Path to Agentic Commerce That Feels Familiar — and Safe
MORE IN EXCLUSIVE CLIPS
Newswire Announcements
nekuda Powers Agentic Commerce with Visa Intelligent Commerce
MORE IN NEWSWIRE ANNOUNCEMENTS
Karen Webster
Karen Webster
2025: The Year Status Quo Stopped Working.
Why the ‘Person’ of the Year in 2025 Should Be the Chatbot
The Protocol Power Struggle Reshaping AI-Driven Commerce.
The Creative Destruction and Rebuild of the Payments Business Model
The Labor Economy Becomes the Innovation Economy
Why 30 Million US Consumers No Longer Search.
The BNPL Story Everyone's Getting Wrong
Latest Trackers®
Credit Unions
From Potential to Performance: How CUs Can Capture the FinTech Partnership Opportunity
Orchestrating Trust: The Future of Fraud Prevention in Payments
Building the Blockchain Blueprint: How Leading FIs Are Modernizing Money, Markets and Trust
To Own or Outsource? Directions in Payment Program Strategy
MORE IN LATEST TRACKERS®
Studies
Consumer Finance
How Financial Support Beyond Family Is Breaking Household Budgets
Wage to Wallet Index - December 2025
How AI Becomes the Place Consumers Start Everything
Amazon Gains as Walmart Leans Harder on Groceries
MORE IN STUDIES
Regulations
Artificial Intelligence
Generative AI Forces Copyright and Antitrust to Collide
Monzo Set to Expand to Ireland After Securing Full European Banking License
CFPB Says Earned Wage Access Products Are Not Loans
UK Allows Firms to Set Their Own Limits for Contactless Payments
OCC Reduces Regulatory Mandate Covering Citi’s Risk Management Systems
MORE IN REGULATIONS
Connected Economy
Artificial Intelligence
OpenAI Launches ChatGPT App Store
Why the ‘Person’ of the Year in 2025 Should Be the Chatbot
CHNGNetwork: Where the Next Version of the Economy Is Being Written
The Prompt Economy Has Arrived. Now Comes the Hard Part
MORE IN CONNECTED ECONOMY
SMB
Credit Unions
Credit Unions Compete as Small Businesses Redefine the Banking Relationship
Amazon Extends Payroll and Cybersecurity Help to Small Businesses
Lending Platform Slope Teams With Amazon on Seller Working Capital
Mastercard and LoanPro to Launch Installment Loan Cards
PayPal to Deepen Small Business Lending Push With PayPal Bank
MORE IN SMB
Markets
Earnings
FedEx’s Network 2.0 Overhaul Shows Resilience Now Beats Reach in Logistics
Costco’s Digital Sales Surge 21% as Members Maintain Spending
Adobe Forecasts Continued Revenue Growth as Customers Adopt AI-Powered Tools
Stitch Fix Says AI Images Support Growth as Customers Share Them
MORE IN MARKETS
Cryptocurrency
Cryptocurrency
Crypto Investors Feel Little Optimism Amid 22% Bitcoin Decline
JPMorgan Weighs Crypto Trading to Expand Digital Asset Presence
Crypto Investors Weather 'Treacherous' Market as 2025 Closes
PayPal Extends Role of Stablecoin Into Funding AI Projects
MORE IN CRYPTOCURRENCY
Banking
Banking
Erebor Sees Valuation for Tech-Focused Bank Hit $4.35 Billion
In 2025 Card Networks Reshaped Commerce While Banks Rewired Payments
HSBC Appoints Former Citi Executive Ida Liu to Lead Private Bank
AWS and Microsoft Present Agentic AI’s Banking Business Case
MORE IN BANKING
TechREG®
Blockchain
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
How US Stablecoin Regulation Could Change the Game for Global Payments
MORE IN TECHREG®
