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PYMNTS.com - Breaking News, Trends and Analysis
Working Capital
Working Capital Has Lost Its Strategic Edge
Cryptocurrency
Crypto Lost Its Clarity. Here’s How Industry and Government Are Rebuilding.
Fraud Prevention
The Fraud Economy Has a Supply Chain, and Erin West Is Going After It
Artificial Intelligence
AI Turns Scattered Payment Data Into Smarter Routing Decisions
Fintech Investments
Middle Market Firms Struggle Most to Justify Financial Tech Upgrades, PYMNTS Finds
Artificial Intelligence
AI May Be the Classroom’s Most Unlikely Ally
Checkout Conversion
CPG Brands Rank Checkout as Top Promotions Priority, but Budgets Lag
News & Trends
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Featured Insights
PYMNTS Intelligence Working Capital Index: North America - September 2026
Credit Unions Build for Digital Money’s Next Chapter
Wage to Wallet Index - September 2026
The Smart Checkout Opportunity - July 2026
Antitrust & Competition Policy
A Court Just Decided Your AI Browser Isn't a Hacker
Illinois Expands Regulatory Reach with Sweeping BNPL Licensing Law
FTC Seeks Comments On Alleged Political Bias in AI Chatbots
Kalshi Challenges Illinois Sports Betting Tax as Prediction Market Jurisdiction Fight Escalates
COMPETITION POLICY INTERNATIONAL
Artificial Intelligence
HSBC Deploys AI to Enhance Trade Finance Operations
AI Turns Scattered Payment Data Into Smarter Routing Decisions
AI May Be the Classroom’s Most Unlikely Ally
Businesses Embrace Open-Weight AI Amid Heavy Tech Costs
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Editor's Picks
Virtual Cards Become the Permission Layer for Agent-Driven B2B Payments
Fed Finds High-End Spending Holding as Household Strain Deepens
AI Opens a New Distribution Channel for Credit
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Data Point
55% of Gen Z Lets Installment Payment Options Influence Healthcare Choices
23% of Bridge Millennials Use 4 or More Financial Coping Tactics
70% of Consumers Pick Retailers Based on Payment Options
The Data Behind Why Sentiment Misses the Spending Story
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B2B PAYMENTS
Fed Finds B2B Payments Went Digital, but the Paperwork Didn’t
Mastercard Intros B2B Analytics Tool for Supplier Payment Insights
Working Capital Lost Its Strategic Edge in 2026. The Best CFOs Are Already Getting It Back.
Working Capital Has Lost Its Strategic Edge
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RETAIL
CarMax Earnings to Reveal Consumer Appetite for Big Purchases
CPG Brands Rank Checkout as Top Promotions Priority, but Budgets Lag
Walmart’s Grocery Business Is Emerging as Its Answer to Prime, PYMNTS Data Finds
Walmart CEO Says No to Personalized Pricing
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Grocery
Walmart’s Grocery Business Is Emerging as Its Answer to Prime, PYMNTS Data Finds
Costco Wins Younger Shoppers With Expanded Third-Party Same-Day Delivery
DoorDash Hands Brands Live Shelf Data and Retail Insights
Maryland’s Personalized Pricing Ban Marks Shift From Disclosure to Prohibition
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Restaurants
McDonald’s Tests Selling Digital Menu Board Ad Space to Other Brands
OpenTable Reports Diners Reached Through AI Tools Spend 20% More
Square and OpenTable Team on Restaurant Transaction Data
Fast Food Diners Develop Taste For More than Just Value
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Healthcare
Doctors Stop Typing as AI Takes Over the Chart
Walmart Pushes Deeper Into Health and Wellness
AI-Generated Medical Coding Adds Nearly $1 Billion to Blue Cross Costs
Benefits Payment Exceptions Eat Up 62.5 Staff Hours a Month
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Upcoming events
Paymentus: Who Makes the Starting Lineup for Payments and AI?
September 29, 2026
FIS: Who Makes the Starting Lineup for Payments and AI?
September 30, 2026
Synchrony: Who Makes the Starting Lineup for Payments and AI?
October 1, 2026
Billtrust: Who Makes the Starting Lineup for Payments and AI?
October 1, 2026
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Exclusive Clips
The Fraud Economy Has a Supply Chain, and Erin West Is Going After It
AI Turns Scattered Payment Data Into Smarter Routing Decisions
Why Building AI Agents Is No Longer the Hardest Part of Agentic Commerce
Mastercard: Merchants Want AI Shoppers Without Losing the Customer
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Newswire Announcements
Infini Raises $6M Seed Round to Scale Its AI-Powered Global Financial Platform
Shufti Adds QES, Transaction Trust Monitoring and Travel Rule Compliance in its Innovation Drop 2026
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Karen Webster
Artificial Intelligence
Agentic Commerce Needs Its Febreze Moment
AI Has a Frankenstein Dilemma
Paycheck-to-Paycheck Consumers Have Already Cut the Lattes
Apple's New CEO Has a Hardware Event and an AI Problem
AI Disruption Has Plenty of Opinions. Now It Has a Prediction Market.
Why the Mall of the Future Won’t Have a Parking Lot
Why Buy Now, Pay Later Was Never Just About Credit
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Latest Trackers®
Cybersecurity
When Fraud Becomes the Customer: The Next Battlefront for Issuers
Making Health and Wellness Benefits Perform: What Modern Card Infrastructure Changes
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Studies
Working Capital
PYMNTS Intelligence Working Capital Index: North America - September 2026
Wage to Wallet Index - September 2026
The Smart Checkout Opportunity - July 2026
Prevention First - September 2026
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Regulations
Cryptocurrency
SEC’s Crypto Push Could Shift Who Raises Capital and Who Controls Trading
SEC Calls for Greater Rigor in Valuing Private Credit Assets
FTC Chair Says Companies Cannot Blame AI Agents for Their Actions
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Fed Prepares to Lift Thresholds That Trigger Stricter Bank Oversight
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Connected Economy
Merchant Innovation
David’s Bridal Makes Its SaaS Play for Wedding Vendors With Pearl Connect
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SMB
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The World Cup Rewrote a City’s Spending Habits
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Markets
Earnings
CarMax Earnings to Reveal Consumer Appetite for Big Purchases
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Cryptocurrency
Cryptocurrency
SEC’s Crypto Push Could Shift Who Raises Capital and Who Controls Trading
Citi and Coinbase Unlock Merchant Stablecoin Payments With Fiat Settlement
Payward Looks to Build Financial Infrastructure Beyond Kraken Exchange
Bitget Suffers Year’s Largest Crypto Hack as Losses Top $387 Million
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Banking
Cross-border Payments
BNY Aims to Bring Cross-Border Bank Payments to Digital Wallets
Grok Puts the AI Assistant Between Consumers and Their Banks
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TechREG®
Artificial Intelligence
Big Tech’s AI Gatekeepers Could Draw Regulatory Scrutiny
Witnesses Fault ‘Regulation by Enforcement’ of Digital Assets at Congressional Hearing
SEC Pauses Binance Prosecution Amid New Crypto Landscape
Report: UK Orders Apple to Allow Access to User Data
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